Englishman: Throws his mug away and walks out.
American: Takes the insect out and drinks the beer.
Chinese: Eats the insect and throws the beer away.
Indian: Sells the beer to the American and insect to the Chinese and gets a new mug of beer.
Pakistani: Accuses the Indian for throwing insect into his beer, relates the issue to Kashmir, asks the Chinese for Military aid, takes a loan from the American to buy one more mug of beer.